Skip to content

Warkworth Accountants and Business Advisors

Build a vision.Grow with purpose.

Get clearer cashflow, more useful reporting and a practical plan for what comes next. Local accounting, tax and business advice for Warkworth and Rodney businesses.

Explore KGA services
5.0 from 34 reviewsGoogle Business Profile
KGA Chartered AccountantsLocal practice in Warkworth since 1977.

Client confidence

Trusted with the numbers behind important decisions.

5.0 from 34 Google reviews
Google Review

Jen has been absolutely amazing since day one, helping me understand the correct way to do things. Answering all my millions of questions and teaching me along the way. The team are fantastic to deal with. Highly recommend!

01 / 34

Who we work with

Dominator Rodney
Omaha Bay Vineyard
Edmonds & Mason Panelbeaters
Briar Rose Flowers
Dynamic Pipeworks
Morris & James
Rodney Lime Company
Matakana Palms
Wellsford Vet Clinic
Warkworth Museum

Intro

Know where your business stands and what to do next.

Business advisory

Practical advice grounded in your actual numbers, connected to the decisions ahead.

Explore Business advisory

Year-round advice

Use your numbers while they can still change the outcome.

KGA connects compliance, reporting and business advice, giving you a clearer view of your whole business throughout the year.

Explore business advisory
  1. 01

    Set the next 90 days

    Business direction

    Turn goals into a practical plan, review the actual results and decide what needs attention over the next 90 days.

  2. 02

    Read what is changing

    Financial control

    Understand cashflow, margins, tax commitments and the key numbers that tell you whether your business is on track.

  3. 03

    Act before pressure builds

    Forward planning

    Prepare for growth, succession, continuity and the decisions that are easier when you can see them coming.

PlanReviewRefineRepeat every 90 days
KGA directors Lize Van Schalkwyk and Jen Smith meeting with a business client

How KGA works

Not just your regular accountant.

KGA spends time understanding how your business works, then connects the numbers to the decisions in front of you.

  • Pragmatic, ongoing advice
  • Clear goals and accountability
  • In person, by phone, email or Zoom

Our approach

A useful financial view.

The essential work handled carefully, delivered on time and explained in language you can use.

Explore this service
KGA Chartered Accountants folder beside handwritten working notes
Accounting and tax
01 / 10

Fractional CFO support

Keep your business on track.

Get senior financial thinking without employing a full-time CFO. KGA helps you understand performance, plan ahead and maintain momentum.

  • Management reporting explained clearly
  • Cashflow forecasts and scenario planning
  • KPIs, benchmarking and margin reviews
  • 90-day priorities and accountability
Book Your Complimentary Consultation
KGA director Jen Smith working through management reporting with a client

Why KGA

What makes the relationship valuable.

Capability matters. So does the way advice is communicated and followed through.

Chartered expertise

CA ANZ membership, ongoing professional development and independently monitored standards.

Year-round advice

Conversations happen while decisions can still be shaped, not only after the financial year has closed.

No-surprise pricing

Every job is quoted. If the scope changes, KGA discusses it and requotes before continuing.

Plain-English numbers

Reports come with context, so you understand what changed and what it means for your business.

Local relationships

A Warkworth team that takes the time to understand the people, history and goals behind the figures.

Local practice since 1977

Knowledge, growth and authenticity, grounded in Warkworth.

Contact us

Free KGA tools · 2026/27

Six financial decisions you can model now.

Use every calculator here without signing up. Each one connects a practical estimate with an area where KGA can help your business make a better decision.

Browse the calculator library
01

PAYE expertise

Plan payroll with the full deduction picture.

A salary is only one part of the decision. Model take-home pay, then ask KGA to check the payroll settings and the total cost to your business.

KGA can help with
  • PAYE, ACC and KiwiSaver deductions
  • Xero Payroll setup and pay cycles
  • Remuneration and employment cost planning
Open the take-home pay page
Working calculatorTake-home pay
Updates instantly

General information only, not tax or financial advice. Settings checked 13 August 2026. Your circumstances, tax code, filing dates or ACC cover can change the result.

02

PROV expertise

See tax dates before they become cashflow surprises.

Compare the common provisional tax methods and standard due dates, then build those commitments into your working cashflow plan.

KGA can help with
  • Method and filing history review
  • Payment dates and cashflow planning
  • Tax pooling and instalment options
Open the provisional tax page
Working calculatorProvisional tax
Updates instantly
Payment method

General information only, not tax or financial advice. Settings checked 13 August 2026. Your circumstances, tax code, filing dates or ACC cover can change the result.

03

SET expertise

Build a tax habit into every payment.

Turn revenue into a practical reserve for income tax and GST, so the money set aside keeps pace as your contracting income changes.

KGA can help with
  • Separate tax account planning
  • GST and schedular deductions
  • Provisional tax coordination
Open the contractor tax to set-aside page
Working calculatorContractor Tax to set-aside
Updates instantly

General information only, not tax or financial advice. Settings checked 13 August 2026. Your circumstances, tax code, filing dates or ACC cover can change the result.

04

BLT expertise

Screen a property sale before assumptions get expensive.

Use the current two-year test as a first screen, then have KGA review the dates, ownership history and other land-tax rules that may still apply.

KGA can help with
  • Acquisition and disposal dates
  • Main-home and other exclusions
  • Land-sale rules outside bright-line
Open the bright-line check page
Working calculatorBright-line check
Updates instantly

General information only, not tax or financial advice. Settings checked 13 August 2026. Your circumstances, tax code, filing dates or ACC cover can change the result.

05

ACC expertise

Test whether ACC is priced into the work.

Estimate CoverPlus levies using liable earnings and the rate for your industry, then check whether it reflects the work you actually do.

KGA can help with
  • Industry rate review
  • Liable earnings and levy planning
  • Contractor cashflow and pricing
Open the acc levy page
Working calculatorACC levy
Updates instantly
Working pattern
Full-time means more than 30 hours a week. ACC minimum liable earnings apply to full-time self-employed people.

General information only, not tax or financial advice. Settings checked 13 August 2026. Your circumstances, tax code, filing dates or ACC cover can change the result.

06

RATE expertise

Set a rate that pays for the hours you cannot invoice.

Work from wages, overheads, realistic billable time and target profit to find the hourly rate your business needs, not just the rate the market appears to use.

KGA can help with
  • Billable capacity and downtime
  • Overhead and wage recovery
  • Job margins and profitability reporting
Open the charge-out rate page
Working calculatorCharge-out rate
Updates instantly

General information only, not tax or financial advice. Settings checked 13 August 2026. Your circumstances, tax code, filing dates or ACC cover can change the result.

Got the estimate?Make the number useful in your business.
Book Your Complimentary Consultation

Services

What KGA can do for you.

Accounting essentials and forward-looking advice, connected through one team.

A local team. A wider view.

Make decisions with clarity and confidence.

Start with a complimentary one-hour business review.

Fee options

Clear pricing. No surprise invoices.

KGA quotes every job and offers practical ways to structure payment.

In advance

5% fee discount

Approve the quote and pay the full amount before work begins.
  • Upfront scope and quote
  • Changes discussed first
  • Clear communication
A simple option for defined, predictable work.Talk through options

Split payment

50 / 50

Pay half when the work starts and the balance when it is completed.
  • Upfront scope and quote
  • Changes discussed first
  • Clear communication
Useful when you prefer two clear payment points.Talk through options

Monthly

Spread the cost

Monthly direct-debit arrangements are available for suitable work.
  • Upfront scope and quote
  • Changes discussed first
  • Clear communication
Designed to support an ongoing relationship.Talk through options
What stays the sameIn advance50 / 50Monthly
A clear quote before work begins
Scope changes discussed before proceeding
Straightforward timing and communication
Advice connected to the wider business picture

Professional standards

Qualified people. Trusted systems. Local accountability.

Chartered Accountants Australia and New Zealand
Chartered Accountants ANZProfessional and ethical standards
Xero certified advisor
Xero certified advisorsSetup, training and useful reporting
CA
Registered mentorsSupporting future Chartered Accountants
1977
Warkworth basedLocal relationships since 1977

Common questions

Straight answers before you get in touch.

What does KGA Chartered Accountants do?

KGA is a chartered accounting firm in Warkworth. The practice has been in Warkworth since 1977, and the KGA name was created in 2012 when two local accounting practices merged. The team handles annual accounts, tax returns, GST and payroll, and works alongside owners on business advisory, coaching, cashflow and fractional CFO support for businesses across Rodney and Mahurangi.

Where is KGA based, and which areas does it serve?

KGA works from 54 Whitaker Road, Warkworth. Most clients are in Warkworth, Matakana, Snells Beach, Wellsford and the wider Rodney district, with others in Orewa, Silverdale, Mangawhai and Auckland. Cloud accounting means distance is rarely a barrier, and meetings happen in person, by phone or online.

How much does an accountant cost in New Zealand?

Fees depend on the work involved, so KGA quotes every job before starting rather than billing against an hourly rate you cannot plan around. If the scope needs to increase, the team explains why and provides a new quote first. A complimentary one-hour business review is the usual starting point.

When are New Zealand business tax returns due?

For a 31 March balance date, income tax returns are due 7 July. Clients on a tax agent’s list, including KGA’s, receive an extension of time that moves the deadline to 31 March the following year, provided returns are filed progressively across the year.

Do I need a chartered accountant, or will any accountant do?

Anyone can call themselves an accountant in New Zealand - the title is not restricted. Chartered Accountants are members of CA ANZ, hold a recognised qualification and practising certificate, and are bound by a code of ethics with ongoing training and practice review.

What happens at the complimentary business review?

It is a one-hour conversation, at no cost and with no obligation. You talk through where the business is now, what is working, what is not, and what you want next. If KGA is not the right fit, or you do not need an accountant, the team will say so.

The KGA reception in Warkworth

Start a conversation

What would a better financial view help you do next?

Book a complimentary business review with the KGA team in Warkworth.

54 Whitaker Road, Warkworth
Monday to Friday · 8:30am to 4:30pm

Insights

Latest from KGA.

View all insights

Meet the team

Warkworth · 7 people
About KGA and all profiles